iPhone Credit Card Processing and Mobile Merchant Accounts for Phone Payment Processing
It is a known fact that in the commercial marketplace, a business or company needs to accept credit card payments from their customers since 100% of online or Internet business transactions are via credit card payments and 84% of retail business transactions are with the use of a credit card for making a payment. Now, the marketplace is changing even more towards credit card processing with the dramatic growth of the iPhone market, Blackberry, and other web-enabled phones.
Although there are many different options available to you for using mobile or wireless credit card processing terminals, we believe the most convenient and most affordable way for processing credit card payments on the move is - to use your cell phone as a mobile credit card processing terminal.
Are iPhone Credit Card Processing or Mobile Merchant Accounts Affordable?
This is much more affordable, lower costs, and often easier and less bulky that using a wireless swipe terminal that can cost anywhere between $200-$400 and up to $1,200 for a fancy swipe terminal.
These wireless swipe terminals also breakdown and when they do, they are even more expensive to repair or costly to replace, unless you spend money on extended warranty. If you choose to lease these swipe terminals, then there is of course monthly fees for your wireless swipe terminals.
Cell Phone Mini Swipe Terminals vs. Wireless (Bulky) Swipe Terminals
We suggest using your cell phone as a mobile credit card processing terminal - it is cheaper, and you really do not need a fancy expensive swipe terminal machine. Cell phones (e.g. iPhone, blackberries, and other web-enabled phones) are just as safe, use the same security standards as part of Wireless Access Protocol security, and are just as fast, using digital networks. So the question you need to ask yourself is, why spend more money for something you really don't need?
The cell phone works perfect as a mobile wireless credit card processing terminal so that you can charge your customers' credit cards for your products and services.
Your cell phone allows you to log into your credit card processing account securely and use it from anywhere that has wireless reception for your cell phone and with a service of about $20 per month and a mobile merchant account rate of about 2.9% discount fee, you can accept credit card payments on the move.
How about Mobile Credit Card Processing discount rates and transaction fees? How do they compare with iPhone credit card processing?
Transaction fees are the same as if you would use any other form of merchant account (MOTO or Internet, mobile or wireless credit card processing). The only other thing you need is a mini swipe cable (or often called a mobile swipe cord or mobile swipe terminal cord/wire) which costs as little of $9 and this connects to your iPhone or other web-enabled phone and that's it. You can now accept credit card payments from your customers. This is not limited to iPhones and other web-enabled phones.
You can also use your mini swipe terminal cord with iPads, portable computers and laptop, and other mobile devices that function as web-interface. So this has multiple uses for one low cost.
Our staff are standing by to provide you with an exact price quote for your specific e-commerce needs, whether you need to add credit card processing processing functionality to your Website or you need Internet merchant account, payment gateway, subscription system, membership management, virtual terminal, digital download e-commerce system, shopping cart software, domain name registration, marketing and promotional services, website design and development, Application Programming Interface (API), or custom programming.
PLEASE NOTE: We are USA based company and provide merchant services for USA and Canadian based companies and individuals ONLY. All other merchants are advised to obtain ecommerce services from their local merchant providers. Thank you for your understanding.
What are some of the products/services sold online?
You would be surprised. Almost every kind of product or service is now being marketed online - simply because of, 1) convenience of shopping, 2) Speed of delivery, and 3) Lower costs.
Here's a sample of just a few products/services being sold online. See the diversity?
The above list is just a sample of the diverse range of products and services being sold online.
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