About Payment Online, L.L.C.

Payment Online Merchant Processing & Bill Pay Systems (Payment Online. L.L.C.), previously PayXchange, L.L.C., offers payment systems and payment processing services to customers in Canada and United States.

We have limited service offerings in Switzerland with our local partners and can provide credit card processing and Cryptocurrencies and ATM services throughout Europe through partners' banking interface. We are also extending our services to include China, Colombia, and Malaysia in the next 12 months.

Unique Service Offering

Payment Online offers a very robust billing network so people can easily and safely make online payments (Payment Online Merchant Processing), and individuals can pay and manage all bills (via Payment Online Bill Pay) in one place and send money to anyone, anywhere in the world, securely.

Convenience & Security: Payment Online

What you get with Payment Online Bill Pay is an affordable platform to connect and transact in new and powerful ways, with anybody or any business, whether they are online with access to a website interface, on a mobile device, using an app, or even directly through an email account.Now we offer the world's most power platform - and an affordable platform - with one simple monthy fee. No per transaction, no deducted percentage (some from 3% up to 10% or even more) of the amount of payment, and no holding of reserves, no gimmicks, no hidden fees.

John P. Neiman Jr., CEO

John Neiman is the co-founder and chief executive. Prior to starting PayXchange, L.L.C., he had worked for Vodafone as an executive, in senior leadership role, bringing more than 20 years of technology industry leadership, mobile payment expertise, and executive management experience to his role with the company. Neiman has an MBA from New York University and a Bachelor of Science in Business Marketing from the Wharton School, University of Pennsylvania.

Gerald Müllen, COO

Gerald Müllen is a co-founder and the chief operating officer. Prior to starting PayXchange, L.L.C., he had joined Deloitte Touche Tohmatsu in 1989, and after 25 years of operations management experience and the last 7 years as a senior VP of Operations, he left to start PayXchange, L.L.C. Müllen has a Finance MBA from Chicago School of Booth and an undergraduate degree in Actuarial Science from University of Virginia.

Each new technologies that offer faster, more convenient, more seamless eCommerce still demand personalized user experiences. Consumer preferences lead the way.

- John P. Neiman Jr., CEO

Social platforms are filling the role of city center malls. They offer: one location where you can socialize, network, shop and be entertained.

- Gerald Müllen, COO

Featured In

Online shopping is changing

Social eCommerce refers to selling goods and services directly within social media platforms like TikTok and others. It meets consumers where they are, allowing them to make a purchase immediately and seamlessly on social media rather than redirecting them to a business' website allowing shopping and payment processing. This allows the entire process of online shopping to become more convenient, and flexible.

We are building the next generation payment platform

We continue to offer dynamic and innovative payment processing solutions for businesses and individuals that wish to explore new possibilities and opportunities. Currently Payment Online is working on Smart contracts payment processing platform, powered by blockchain technology, to automate transactions and agreements, and therefore ensuring secure and transparent execution without the need for intermediaries platforms. This will offer a wide range of financial services, including lending, borrowing, and trading, accessible to anyone with an internet connection, globally.

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